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John W. Sleeting

Managing Partner – Family Office Services

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Kevin G. Carani, CRPS®

Director, Retirement Plan Services

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Jeffrey P. DeHaan, CFP®

Managing Partner – Private Wealth Management

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John E. Chapman

Chief Executive Officer

Happy Thanksgiving

November 26, 2025

To Our Clearwater Family,

As Thanksgiving approaches, I want to take this time, not just as the founder of Clearwater Capital Partners, but as a friend and partner, to say thank you.

The Clearwater journey began nearly twenty years ago with a simple vision: to inspire and empower people to live with confidence, joy, and a spirit of abundance.

That purpose has been made possible not only by our valued clients, but also by the friends, strategic partners, and colleagues who have stood with us along the way. Your trust, collaboration, and support, whether you’re part of our client family, a business partner, or a cherished friend, have shaped our story and made this work so rewarding.

This holiday season, I hope you are surrounded by loved ones, sharing laughter, gratitude, and moments to reflect on the many blessings life brings. Thank you for being a meaningful part of our journey at Clearwater.

Wishing you and yours a joyous and restorative Thanksgiving!

John E. Chapman

Founder & CEO

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