Melissa Dailey-Newman, CDFA®, AWMA®

Equity compensation comes in a variety of forms including Stock Options, Stock Appreciation Rights (SARs) and Restricted Stock Units (RSUs).Different than cash compensation (i.e, salary, bonus, and commission), some forms of equity compensation are not taxed as earned income. Equity compensation makes up almost one third of employees’ net worth, 32% on average.

Before you start the new year with resolutions and money intentions, it’s a best practice to look back at the prior year and give yourself a performance review on how you did at meeting last year’s financial goals. Continue reading to find the 4 parts to include in your Personal Financial Year-End Review

There are several financial impacts to consider with this significant coming-of-age milestone. Here are some important questions to answer before putting car keys in the hands of your teen.

Whether you’re a soon-to-be new parent or expanding your family through adoption or birth of a new child, here’s a financial checklist to help curb your worries and prepare for your growing family’s financial future.

Wild market swings and stock price unpredictability can be emotional and difficult to watch, however market volatility is a completely normal function of the exchange system. Put simply, market volatility refers to price movement.

By 2045, it’s estimated that US households will transfer $84Trillion in wealth. Take steps now to preserve the assets you’ve worked hard to acquire and ensure your family is equipped to build on a foundation of financial stability.

Here’s why a well-diversified portfolio can be the key to survival during market volatility.

Financial Independence can be described in many ways including: having more money than you need to cover expenses, enjoying what I call a work-optional lifestyle, or for some it’s simply having a high SANF (Sleep at Night Factor).

Developing a proper financial plan can help weather the ups and downs of market volatility and keep your long-term financial goals on track.

Whether you’re considering moving to a new company within your field or changing careers altogether, it’s important to consider the short-term and long-term financial impacts of making the switch.

The entire holiday season is filled with many opportunities to discuss money with kids.

This year, commit to putting your finances first. Your future self will thank you later.

Pinterest predicts small business growth and luxe living increases in their 2022 trend report and here’s what it means to you and your finances.

Investment Advice offered through Clearwater Capital Partners a Registered Investment Advisor.