Phil Richardson is an Operations Specialist with Clearwater Capital Partners. He joined the firm in 2025, bringing over a decade of experience in financial services, operations, and learning and development.
Phil began his career at Fidelity Investments in 2013, where he earned his Series 7 and 63 licenses and worked as a broker supporting clients with trades and account servicing. Over the years, he took on a variety of roles at Fidelity, including representative support, outbound client engagement, and Learning & Development facilitation. He later transitioned into Fidelity’s Custody organization, where he worked closely with some of the firm’s largest advisor clients.
In 2019, Phil joined Charles Schwab, supporting the end-clients of independent investment advisors within Schwab’s Alliance organization. While at Schwab, he identified a critical gap in onboarding and training for new hires and took the initiative to design and launch a comprehensive 7-week onboarding experience. The success of this program led to the creation of a dedicated Learning Manager role, which Phil held from 2021 onward. In that role, he led new hire development, enhanced team effectiveness, and worked cross-functionally with internal partners to strengthen the advisor and client experience.
John E. Chapman
Chief Executive Officer
