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The Beginning of the End

James Chapman April 03, 2021

Oh what a difference a year makes. For a moment, and I know it’s scary, transport yourself back to where you were 365 days ago. The S&P 500 was down about 20% in the month of March, 2020. We had witnessed the Dow Jones fall almost 3000 points in a single day, panic and uncertainty was pretty much the only thing we had to hold on to. It was just a bit before this time when our firm released our first COVID – 19 related commentary.

We, much like most of America, were scrambling to put together the facts. News was moving fast, headlines seemed to contradict each other, and everyone was seemingly hopelessly trying to figure out what was best for them and their family.

The next 12 months proceeded to hit the country hard. We lost friends, family members, and neighbors. The mourning process was very real and very hard on everybody. Mourning and pain, however, is temporary; it comes and goes. COVID – 19 has, unfortunately, instilled in many people a perma-down (this is a term I made up for people who seem to be permanently down because of the pandemic quarantines). Fast forward to today, 365 days later, and I am here to say that I think this is the beginning of the end.

Read Full Post on the Driven Fiduciary

James Chapman

disclosure

THIS COMMENTARY HAS BEEN PREPARED BY CLEARWATER CAPITAL PARTNERS. THE OPINIONS VOICED IN THIS MATERIAL ARE FOR GENERAL INFORMATION ONLY AND ARE NOT INTENDED TO PROVIDE OR BE CONSTRUED AS PROVIDING LEGAL, ACCOUNTING, OR SPECIFIC INVESTMENT ADVICE OR RECOMMENDATIONS FOR ANY INDIVIDUAL. ALL ECONOMIC DATA IS DERIVED FROM PUBLIC SOURCES BELIEVED TO BE RELIABLE. TO DETERMINE WHICH INVESTMENTS MAY BE APPROPRIATE FOR YOU, PLEASE CONSULT WITH US PRIOR TO INVESTING. INVESTING INVOLVES RISK WHICH MAY INCLUDE LOSS OF PRINCIPAL.

This material is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities, insurance products, or to adopt any investment strategy. The opinions expressed are as of the date of writing and may change as subsequent conditions vary. The information and opinions contained in this material are derived from proprietary and nonproprietary sources deemed by Clearwater Capital Partners to be reliable, are not necessarily all-inclusive and are not guaranteed as to accuracy. Past performance is no guarantee of future results. There is no guarantee that any forecasts made will come to pass. Reliance upon information in this material is at the sole discretion of the reader. Investment involves risks. International investing involves additional risks, including risks related to foreign currency, limited liquidity, less government regulation and the possibility of substantial volatility due to adverse political, economic or other developments. Index performance is shown for illustrative purposes only. You cannot invest directly in an index. S&P 500 is a registered trademark of Standard & Poor’s Financial Services, a division of S&P Global (“S&P”)  DOW JONES, DJ, DJIA and DOW JONES INDUSTRIAL AVERAGE are registered trademarks of Dow Jones Trademark Holdings (“Dow Jones”). The two main risks related to fixed-income investing are interest rate risk and credit risk. Typically, when interest rates rise, there is a corresponding decline in the market value of bonds. Credit risk refers to the possibility that the issuer of the bond will not be able to make principal and interest payments.

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