James F. Chapman

Partner

Chief Innovation Officer

Senior Wealth Advisor

Focus Clients Focus Clients

Specializing In Specializing In

Professional Biography Professional Biography

Representative Work Representative Work

Credentials & Recognition Credentials & Recognition

Affiliations & Service Affiliations & Service

Insights Insights

Media Media

“The development and maintenance of an intelligent allocation strategy is the foundation of successful long-term investing.”

James F. Chapman

Focus Clients

High Net Worth & Ultra High Net Worth: Retirees, Entrepreneurs, Individuals of Sudden Wealth

Specializing In

Comprehensive Wealth & Retirement Management
Investment Strategy & Portfolio Construction
Advanced Planning

Professional Biography

James Chapman joined Clearwater Capital Partners in 2014 and works directly with successful individuals and families, including entrepreneurs, medical professionals, retirees, and charitable foundations. He specializes in comprehensive financial planning, intergenerational wealth transfer, and lifetime income modeling, with a focus on serving the next generation.

As Chief Innovation Officer, James leads strategic initiatives and directs the firm’s technology and client experience, including the launch of Clearwater Capital’s mobile app and Aura Cybersecurity Platform. He previously served as Executive Director of the Clearwater Capital Foundation and is the chairman of the foundation’s Supercar Show, which has raised nearly $300,000 for local charities. He also serves on the board of A Giving Heart Foundation.

Representative Work

Helps guide dozens of families as they transition from wealth-building to enjoying a work‑optional lifestyle.
Facilitates family meetings across multiple generations to help establish a consistent understanding of the family balance sheet – subsequently facilitating the transfer of both wealth and wealth values.
Working with business founders post-liquidity event to plan, model, forecast, and navigate work-life balance and future capital deployments.

Academic Studies

Wharton School of Business, Security Industry Institute
Anderson Graduate School of Management, UCLA, Wisdomtree Behavioral Sciences Executive Education Program
Charles Schwab, Executive Leadership Program
Illinois State University, Bachelor of Science (B.S.) Finance

Recognitions

Family Wealth Alliance, Young Professional Award Recipient (2024)
Forbes, Top Next-Gen Wealth Advisors (2024)
Forbes, Top Next-Gen Wealth Advisors (2023)
Forbes, Top Next-Gen Wealth Advisors (2022)
Forbes, Top Next-Gen Wealth Advisors (2021)